Stability That Secures Your Future.

For investors seeking low-risk and reliable growth, our bonds and fixed-income instruments deliver predictable returns. We offer access to government, corporate, and emerging market bonds tailored to different risk appetites.

Bonds & Fixed Income

Overview
Amp Digital Finance delivers access to fixed-income solutions—government & municipal bonds, investment-grade corporates, high-yield corporate debt, and structured credit—designed for income stability, capital preservation, and portfolio diversification.

Core product offerings

• Discretionary fixed income portfolios (core, core-plus, high yield).

• Bond ladder structuring for predictable cash flow.

• Credit selection & structured note solutions.

• Sovereign & emerging market bond access via institutional partners.

• Municipal bond strategies and tax-efficient fixed-income instruments.

How it works (client journey)

1. Define income target, duration tolerance, liquidity needs.

2. Construct a portfolio (duration match, credit mix, sector allocation).

3. Ongoing credit surveillance and yield curve management.

4. Active trading to capture spread compression or harvest carry.

5. Rebalancing and distribution management.

Risk management & controls

• Credit research team performing fundamental analysis and stress-tests.

• Duration management to control interest rate sensitivity.

• Limits on exposure by issuer, sector, and rating.

• Liquidity buffers and conservative concentration rules.

Compliance & legal

• Regulatory reporting per jurisdiction for bond transactions.

• Suitability assessments and clear client contracts describing credit risk.

Reporting & client deliverables

• Monthly statements with yield, duration, credit exposure.

• Scenario analyses showing interest rate shock impacts.

• Tax documentation and income reporting.

Fee structures (examples)

• AUM fees scaled by strategy risk (e.g., 0.25%–1% p.a.).

• Transactional commissions for trade execution where applicable.

• Performance fees rarely used in pure fixed income; more common in opportunistic credit strategies.

Ideal clients

• Investors seeking income and lower volatility than equities.

• Pension funds, endowments, and risk-averse HNW individuals.

• Investors needing tax-efficient municipal exposure.

Tech & operations

• Access to bond desks, FIX protocol connectivity, and electronic bond markets.

• Credit-monitoring platforms and consolidated bond price repositories.

• Reconciliation with custodians and clarity on settlement cycles.

Example use case
A retiree portfolio targets 4% annual income with moderate duration risk. Amp Digital Finance builds a ladder of investment-grade corporates and municipals, providing steady coupon income and limited interest rate sensitivity.

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